DRUCKEN

Insurance Providers


The austrian social security system is organised through independent administrative institutions. These are the social insurance institutions and their umbrella organisation.

Social insurance institutions are under no direct state control, but are subject to state supervision. Some tasks are delegated tasks (e.g. the administration of care benefit). In those cases the institutions become active for and are under direct control of other authorities.

Austrian Health Insurance Fund - Österreichische Gesundheitskasse (ÖGK)
The Austrian Health Insurance Fund administers health insurance for most employed persons and individuals for whom no other health insurance provider is responsible (general competence).

Pension Insurance Institution – Pensionsversicherungsanstalt (PVA)
The Pension Insurance Institution administers pension insurance for employees and workers, for whom no other insurance provider is responsible (general competence). The services include protection against the financial risks of old age, occupational disability/incapacity, and death. In addition, measures for preventive healthcare and rehabilitation shall maintain the individual’s ability to work.

Insurance Institution for Civil Servants, Railways, and Mining - Versicherungsanstalt öffentlich Bediensteter, Eisenbahnen und Bergbau (BVAEB).
The Insurance Institution for Civil Servants, Railways, and Mining administers health and accident insurance for civil servants, and for individuals in a civil-law employment relationship with the state, federal states or communes. Additionally, the BVAEB also administers health, pension, and accident insurance for individuals employed by public railways and public transport companies, as well as individuals employed in mining operations. 

Social Insurance Institution for the Self-Employed – Sozialversicherungsanstalt der Selbständigen (SVS)
The Social Insurance Institution for the Self-Employed administers the statutory health, pension and accident insurance for self-employed individuals in the agricultural, commercial and freelance sector.

General Accident Insurance Institution – Allgemeine Unfallversicherungsanstalt (AUVA)
The General Accident Insurance Institution is responsible for conducting accident insurance for all individuals subject to statutory accident insurance, for whom no other insurance provider is responsible (general competence).

Federation of Austrian Social Insurances – Dachverband der Sozialversicherungsträger
The Federation of Austrian Social Insurances brings together the five social insurance institutions to represent common interests and coordinate cross-institutional tasks. In accordance with legal provisions, the Federation of Austrian Social Insurances has numerous tasks to fulfill.